PROTECTION ECOSYSTEM

COA Cooperative offers specialised cover for every member of the outdoor community — through two dedicated divisions.

COA CLUBS

For motorcycle clubs, rally organisers, and group ride leaders across Australia. We understand how clubs operate — because we are one.

COA CAMPS

For hosts opening their land and campers heading into it. From remote station camps to coastal bush sites — we cover both sides of the gate.

FIND YOUR COVER

3 quick questions to find the right product for you

Who needs cover?

ALL PRODUCTS

🏍COA Clubs

Group Ride Protection

For motorcycle clubs, rally organisers, and group ride leaders

  • Public liability up to $20M
  • Covers organised group rides and rallies
  • Club committee and event director liability
  • Road incident third-party coverage
  • Annual or single-event options
🌾COA Camps

Host Liability Protection

For rural landowners opening their property to campers

  • Host public liability up to $20M
  • Covers paying and non-paying guests
  • Property damage from guests
  • Emergency response cost cover
  • Seasonal and annual plans available
⛺COA Camps

Camper Personal Cover

For individuals and families heading into the bush

  • Personal accident and injury cover
  • Emergency evacuation and search & rescue
  • Camping equipment protection
  • Medical expenses in remote areas
  • Single trip or annual adventure cover
🎪COA Clubs

Outdoor Event Cover

For club events, rallies, and organised outdoor gatherings

  • Event public liability up to $20M
  • Covers vendors, volunteers, and attendees
  • Weather and cancellation protection
  • Equipment and infrastructure cover
  • Configurable for 10 to 10,000 attendees